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Investment Advisory Services offered through Global Financial Private Capital, LLC, an SEC Registered Investment Adviser. Global Financial Private Capital, LLC and Oxford Retirement & Estate Planning, Inc. (OREP) are not affiliated companies. Products offered in California through OREP Insurance Services, Inc. CA License 0E14642.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Global Financial Private Capital.

*Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier.

The 10 Things to Know About Planning Your Retirement Income Report is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.